If you are asked to name onething that hashad a considerable impacton your life, you will mostly say -“mobile phone”. Of course, there may be other things that have impacted change, but if you have been using this smart device for some time now, you must have noticed that you’re doing almost everything online now.
Mobile phones give you the leverage of using mobile Apps, which help you perform various activities at any time and from any place, all within minutes. The invention of mobile apps is the most important technological development that has happened in this era. Among 8.93 million apps used by people across the world, the online bank account app is oneof the important ones that are widely in use. With this online banking app, you can do most of your banking transactions, and save time.
Such advanced banking apps like the IDFC FIRST Bank mobile banking app bring banking to your fingertips and savetime. You are notrequired to stand in a long queue for banking services, which includes getting a bank statement or checkingyour account balance. All you have to do is to download and install the app on your mobile phone. To use the app, you need to be a customer of a bank. There are other features that make a banking app distinctive.
Do all your retail Internet banking online
By opening an online bank account on the IDFC FIRST Bank mobile banking app, customers can handle all their retail bankinganytime. The retail internet banking helps them:
- Open abank account: You can open a savings account immediately and enjoy instant access tothe account from your mobile or computer and avail facilities such as:
- Instant account statement showing all transactions
- Quick checking of balances
- Instant bill payments
- Auto payment
- Fund transfer to any bank account
- 24/7 accessibility
- Investment options in mutual funds, gold bonds and insurance plans
With a savings account in IDFC FIRST Bank, you can keep your money safe and earn competitive interest. You can transfer or withdraw money from the account anytime.
- Credit cards: The most significant feature of a banking app is that you can manage your finance easily by availing credit for your purchases through a credit card. IDFC FIRST Bank through its banking app enables you to apply for any of its credit cards such as the FIRST Classic, FIRST Millennia, FIRST Select and FIRST Wealth based on your eligibility. These cards are offered free of annual charges, low interest rate, no expiry on rewards points, and more.
- Instant personal loans: The app also allows you to get instant personal loanswith minimal documentation. With such loans, you can fulfil any of your needs such as education, medical emergency, purchase of home appliances, and so on. The IDFC FIRST Bank personal loans are offered at competitive interest rates, and with no collateral security.
- Home loans: You can buy or renovate your home with home loans. For this you need to fulfill the basic eligibility criteria.
- Investment options: The IDFC FIRST Bank mobile app offers multiple investment options to help you maximize your returns.
The other features of the IDFC FIRST Bank online bank account app include the purchase of life insurance and health insurance, easy bill payment options, tracking expenses, Analyzing income and expenditure and instant money transfer.
